Is Reduce My Excess worth it in 2026?
Yes, for UK-resident drivers aged 21 to 84 who want to refuse the hire desk's excess waiver. Open Reduce My Excess through https://honestcodes.co.uk/go/reduce-my-excess, pick UK/EU, Worldwide or Van Hire, and buy before you collect the car. No code is needed, and the quote tool shows the price for your trip.
Key takeaways
- No discount code exists or is needed.
- Up to £255 is a representative example, not a guaranteed saving.
- Cover is for UK residents aged 21 to 84, with cars up to 9 seats and worth up to £65,000.
- Policies cover UK/EU, Worldwide or Van Hire (up to 31 days), single trip or annual.
- Prices are not listed on the homepage; the quote tool shows yours.
- Buy the policy before you collect the car.
- Exclusions and eligibility apply, and non-UK residents are excluded.
| Reduce My Excess | |
|---|---|
| Code | None needed |
| Saving | Up to £255, representative example |
| Policies | UK/EU, Worldwide, Van Hire; single trip or annual |
| Price | Shown in the quote tool |
| Eligibility | UK residents aged 21 to 84 |
What Reduce My Excess sells
Reduce My Excess trades as Eversure Limited, underwritten by AIG. It sells stand-alone car hire excess insurance. The cover pays back the damage excess, so the hire desk's waiver can be turned down.
How to claim the saving
Open Reduce My Excess through https://honestcodes.co.uk/go/reduce-my-excess. Pick UK/EU, Worldwide or Van Hire, then choose single trip or annual.
Buy the policy before you collect the car. At the desk, decline the excess waiver. There is no code box, so nothing needs typing.
Who it suits
UK-resident drivers aged 21 to 84 hiring a car or van in the UK, Europe or worldwide suit this cover best.
Frequently asked questions
Is there a Reduce My Excess discount code?
None exists. Open Reduce My Excess through https://honestcodes.co.uk/go/reduce-my-excess. No code is needed, and the quote tool sets the price for your trip.
How long does a policy cover?
Policies are single trip or annual. Van Hire cover covers hires of up to 31 days.
How much does the cover cost?
Reduce My Excess doesn't list prices on its homepage. The quote tool shows the price for your own trip.
Who can buy it?
UK residents aged 21 to 84. Cars must have up to 9 seats, be worth up to £65,000 and be up to 10 years old. Non-UK residents are excluded.
Keep reading
Verified against each brand's own terms · 18 October 2026 · Checked by Bez, Editor-in-Chief