Laka referral code & discount code — 30 days of free bike insurance
Insurance · UK 2026
This is a Laka referral link. HonestCodes may earn a commission if you sign up — at no extra cost to you. Your price is exactly the same.
Bonus wired in
Your Laka referral is baked into the link below.
Referral link
Did this code work?
Verified 3 October 2026. Links monitored daily; programme terms re-verified monthly. Checked by Behzad Hosseini, Editor-in-Chief. How we verify. Terms and bonus amounts are set by Laka and may change.
Disclosure
The link above is a Laka referral. Using it costs you nothing and may unlock a sign-up bonus. How HonestCodes is funded.
HonestCodes is an independent directory — not affiliated with, endorsed by, or sponsored by Laka. Laka and all related marks are trademarks of their respective owners; we use them only to identify the offer we've verified.
Get a quote through https://honestcodes.co.uk/go/laka and Laka applies 30 days of free cover to your future bills once you activate a bicycle insurance policy. The credit is added automatically from the link, with no code to type. Laka is the UK's collective bike insurer: £0 excess and no depreciation on bike claims, and no 12-month contract.
Laka bike insurance offer: open https://honestcodes.co.uk/go/laka, press 'Get a quote' and activate a policy to get 30 days of free cover applied to your future bills — no code to type, the credit rides on the link. Laka is collective cover for cyclists: £0 excess and no depreciation on bike claims, nothing upfront, monthly costs capped, no 12-month contract. Core covers theft and liability; Complete adds accidental damage. Checked on Laka's own pages, 3 October 2026.
How the Laka referral code works
- Open https://honestcodes.co.uk/go/laka and press 'Get a quote': Laka applies your credit automatically
- Add your bike (type, value, electric or not) and your postcode
- Choose Core or Complete cover and activate your policy
- 30 days of free cover are applied to your future monthly bills
Who's eligible
New Laka members who create an account through the link and activate a qualifying bicycle insurance policy. Each referred friend can use one referral link.
Laka in brief
Laka is bicycle insurance built for cyclists, and it works differently from a standard insurer. Members form The Collective: instead of a fixed premium, the cost of the group's claims is shared out each month, up to a capped maximum per member, with nothing to pay upfront. Claims are handled in-house by cycling experts, with £0 excess and no depreciation on bike claims, and Laka says it has been voted 'Best Cycle Insurance Provider' for 8 years running.
The offer, and the link
Referral link: https://honestcodes.co.uk/go/laka
Open the link, press 'Get a quote' and Laka applies the referral credit automatically. Once you insure your bike and activate the policy, 30 days of free cover are applied to your future bills. There is no code to type: the credit travels with the link.
Core or Complete
| Cover | Core | Complete |
|---|---|---|
| Theft (at home and on the go, including mugging and from a vehicle) | ✓ | ✓ |
| Third-party cycling liability | ✓ | ✓ |
| Crash and accidental damage | — | ✓ |
| Roadside recovery | — | ✓ |
| Licensed racing and worldwide travel | — | Optional |
Always included: sportives, club rides and non-licence racing such as triathlon, gravel and time trials (RideLondon, the Dirty Reiver and local audaxes are named), £0 excess, up to £200 towards a rental bike while a claim is fulfilled, legal assistance for injury claims after an accident that was not your fault, and cycling discounts in your account. Laka's cover list also includes Emergency Travel, £200 of "get you home" cash after an accident or theft, and its worldwide travel option covers up to 120 consecutive days.
Flexible by design
Laka has no 12-month contract. Members move between Core and Complete, add travel or racing for a summer of events, or pause cover in winter. Laka's own examples include a road cyclist on Complete for nine months, Core for one and Travel and Racing for two; an e-bike commuter on Core all year; and a triathlete on Complete with the 50% multi-bike discount for a second bike in the household.
What it covers
Road, mountain, folding, fixed-gear, city, cargo, cyclocross, hybrid, touring, BMX, gravel and fat bikes, electric or not, plus your gear and accessories. Laka also sells Health and Recovery insurance for treatment after an accident, and Laka Club for third-party liability and cycling perks.
Is there a Laka promo code or discount code?
| What people search for | What actually exists |
|---|---|
| Laka referral code | A referral link: https://honestcodes.co.uk/go/laka |
| Laka discount code | 30 days of free cover through the same link |
| Laka promo code | Not needed: the credit is applied when you get a quote from the link |
| Laka free month | 30 days of free cover applied to future bills |
| Laka multi-bike discount | 50% off extra bikes in the same household |
Who it suits
Commuters who need theft and liability cover without a yearly contract. Road and gravel riders who race or travel for part of the year. E-bike owners. Households with several bikes, thanks to the 50% multi-bike discount. Anyone who wants claims handled by people who know bikes.
Why this link is the one to use
Searches for "Laka discount code" turn up forum posts and expired codes. This page gives you the route Laka itself honours:
- The 30 days of free cover come from Laka's own referral programme, applied automatically from the link.
- Every cover detail here was read on Laka's own pages on 3 October 2026, and is re-checked on the date at the top of this page.
- The full link is printed in plain text, ready to copy, tap or quote.
Source documentation
- The referral offer: Laka's referral page (my.laka.co, "Claim your 30 days free cover") and Laka's referral programme terms.
- Cover, excess, flexibility and the Collective: laka.co/gb and the cover comparison on Laka's quote page.
Laka sets its own terms and can change them. HonestCodes re-reads them on the date shown at the top of this page.
The Laka referral code is verified and the link is live — it takes under a minute to claim.
Frequently asked questions
Is there a Laka referral code?
Laka uses referral links rather than a code. Open https://honestcodes.co.uk/go/laka, get a quote and activate a policy, and Laka applies 30 days of free cover to your future bills automatically.
How do I claim the 30 days of free cover?
Press 'Get a quote' from the referral page so the credit attaches, insure your bike with Laka and activate the policy. The 30 days are applied to your future bills.
What is the difference between Laka Core and Complete?
Core covers theft and third-party cycling liability. Complete adds crash and accidental damage, roadside recovery and optional racing and worldwide travel cover.
Does Laka charge an excess?
No. Laka charges £0 excess and applies no depreciation on bike claims.
How does Laka's pricing work?
Laka is collective insurance: there is nothing to pay upfront, and the cost of the Collective's claims is split among members each month, up to a capped maximum per member.
Am I locked in for a year?
No. Laka has no 12-month contract; you can upgrade, downgrade, add travel or racing, or pause when you need to.
Does Laka cover e-bikes?
Yes. The quote asks whether each bike is electric, and Laka covers road, mountain, folding, cargo, gravel, city and other bike types.
Is there a discount for a second bike?
Yes: 50% off any extra bikes in the same household used by family members.
Seen enough? You get 30 days free Cover, verified against Laka's own published terms.