# Kroo referral code — £10 each side

> Kroo is a UK challenger bank offering a current account with interest paid on in-credit balances and fee-free spending abroad. The current refer-a-friend programme pays £10 to both the new customer and the referrer when the new customer enters the referral code and makes their first debit-card transaction within 30 days.

## Quick facts
- Canonical URL: https://honestcodes.co.uk/codes/kroo
- Referral link: REPLACE_ME_KROO_URL
- Bonus: £10 each side
- Category: banking
- Status: placeholder
- Last verified: 2026-05-25
- Eligible region: United Kingdom

## Benefit
Sign up to Kroo through this referral code and make your first debit-card transaction within 30 days to unlock a £10 bonus. Both you and the referrer receive £10.

## Eligibility
New Kroo personal current-account customers, 18+, UK residents only. One referral per customer.

## How it works
1. Tap 'Open Kroo' below to use the HonestCodes referral
2. Verify your identity in the Kroo app and enter the referral code
3. Make your first debit-card transaction within 30 days
4. £10 lands in your Kroo account within 5 working days

Kroo is one of the newer UK challenger banks, known for paying interest on in-credit balances and for fee-free foreign spending. Use this referral link to open a Kroo current account, enter the referral code during sign-up, and complete your first debit-card transaction within 30 days. £10 is credited to both parties within 5 working days.

## Frequently asked questions

### Is Kroo FSCS-protected?

Yes — Kroo is a UK bank authorised by the PRA and FCA. Eligible cash deposits are FSCS-protected up to £85,000.

### Does Kroo pay interest?

Yes — Kroo pays interest on in-credit balances. The rate tracks 1.10% below the Bank of England base rate (verify the current rate in the Kroo app).